Requirements
The EB-5 Immigrant Investor Program allows qualified investors and their families to obtain U.S. permanent residency by making a job-creating investment in the United States. Below is a simplified overview of the key requirements every investor must meet.
Summary
Minimum Investment
$800,000 in a TEA/Rural project (all Ganges projects) or $1,050,000 in a non-TEA project
Job Creation
Investment must create at least 10 full-time U.S. jobs
Lawful Source & Path of Funds
Investor must prove their investment funds were lawfully earned and legally transferred
At-Risk Investment
Capital must remain “at risk” throughout the conditional residency period
Investor Eligibility
Must meet USCIS financial, legal, and admissibility criteria
No Business or Education Requirements
No language test, no degree requirement, no business experience needed
Ganges USA projects are specifically designed to meet all USCIS standards and provide investors with a compliant, transparent path to permanent residency.
To qualify for the EB-5 Program, investors must prove that their capital originates from lawful, verifiable sources and that the funds were transferred through a traceable, documented pathway into the U.S. investment.
USCIS requires complete transparency regarding:
• How the money was earned
• Where it was held
• How it moved from the investor to the project
• Proof that taxes or obligations were properly settled
Ganges USA works with top EB-5 attorneys to ensure every step meets USCIS standards and avoids unnecessary delays.
Lawful Source and Path of Funds
Movement of Funds & Source Examples
Required Documentation Examples
Below are common lawful sources of EB-5 investment funds:
• Lawful Sources of Funds
• Salary and employment income
• Business profits and dividends
• Property sale proceeds
• Stock sale or liquidation of investments
• Gifts from family members
• Inheritance
• Secured loans (using personal collateral)
• Retirement fund withdrawals
• Sale of cryptocurrency (with traceable history)
Movement / Path of Funds Examples:
• Bank transfers between personal accounts
• Transfers from business account to personal account for distribution
• Gift received from a parent → transferred to investor’s account → wired to EB-5 escrow
• Sale of real estate → funds deposited in investor’s account → sent to EB-5 project
• Loan proceeds from a bank → credited to investor → transferred to escrow
• Multi-step transfers across international banks (with supporting statements)
Ganges USA and your immigration attorney will help document each step to ensure USCIS can clearly follow the full “path” of your funds.
USCIS requires documents that demonstrate both the lawful source of the funds and the clear movement of funds. Examples include:
• Source of Funds Documentation
• Tax returns (personal & business)
• Employment contracts and salary letters
• Business financial statements
• Property sale agreements (purchase deed & sale deed)
• Loan agreements and collateral proof
• Gift letters and donor’s financial records
• Investment portfolio liquidation statements
• Inheritance documents (wills / probate records)
Path of Funds Documentation:
• Bank statements showing origin → transfer → receipt
• SWIFT/transfer receipts
• Escrow deposit confirmations
• Currency exchange receipts
• Wire transfer logs
• Transaction histories from financial institutions
Ganges USA ensures that investors understand which documents are required and assists in organizing them for efficient USCIS filing.unds.
At-Risk Investment Requirement
Investor Eligibility
Basic Requirements
• Ability to invest $800,000 in a TEA/Rural project
• Ability to prove lawful source and path of funds
• No major criminal history
• Compliance with home-country tax laws
• Passes medical and background checks
No Restrictions On
• Age (as long as you can sign legal documents)
• Language or education level
• Work experience
• Business background
• Profession or skill set
Ideal Candidates Include
• Entrepreneurs and business owners
• Senior executives
• Investors seeking U.S. relocation
• Families planning future education for children
• Global citizens seeking long-term residency options